Appraisal Ordering

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Mortgage Solutions has adopted the Appraiser Independence Requirements (AIR) that were developed by Fannie Mae, the Federal Housing Finance Agency (FHFA), Freddie Mac, and other key industry participants to replace the Home Valuation Code of Conduct (HVCC). They went into effect October 15, 2010.

Fannie Mae’s FAQs may provide additional clarification on implementation of these requirements. Fannie Mae’s and Freddie Mac’s FAQs may differ to some extent in the style and structure, but present no substantive differences in interpretation or implementation of these requirements, nor do they impose any different operational requirements.


Appraiser Independence Requirements (Fannie Mae Selling Guide)
Appraiser Independence Requirements (AIR) FAQs (Fannie Mae)
Appraiser Independence Requirements (AIR) FAQs (Freddie Mac)

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